[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Blog” _builder_version=”3.27.1″][et_pb_row _builder_version=”3.27.1″ border_color_all=”rgba(51,51,51,0.08)” border_width_bottom=”1px”][et_pb_column type=”4_4″ _builder_version=”3.27.1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default”]<\/p>\n
![\"\"](\"http:\/\/vestainsuranceinc.com\/public_new\/wp-content\/uploads\/2021\/06\/istockphoto-1208206114-612x612-1-150x150.jpg\")
<\/a>HOMEOWNERS INSURANCE<\/h1>\n <\/p>\n
Keep your house home sweet home through unexpected disasters with homeowners insurance<\/h4>\nWhether you live in a modest ranch or multi-million dollar estate, the right home insurance protects your home, belongings and well-being<\/h4>\n
<\/p>\n
Whether you own, rent\u00a0 from or rent to others, live in a big or small home, condominium, townhouse, seasonal home, modular home, mobile home, or apartment, Vesta Insurance, Inc. has an insurance policy specifically designed for your particular situation.<\/p>\n
Homeowners discounts could include: companion discounts, new home discounts, and protective device discounts. These are in addition to an already competitive priced policy.<\/p>\n
Popular Optional Endorsement Include:<\/p>\n
\n- Scheduled personal property (jewelry, furs, fine arts, coins, and collectibles)<\/li>\n
- Sewer\/drain backup and sump pump overflow<\/li>\n
- ID theft<\/li>\n
- Enhanced dwelling coverage limit<\/li>\n
- Replacement cost on personal property<\/li>\n
- Law\/ordinance protection<\/li>\n<\/ul>\n
Also available:<\/p>\n
\n- Personal Umbrella Liability<\/b> \u2013 provides an additional 1 to 5 million of liability protection over and above your personal auto, home, boat, motorcycle, and RV policies.<\/li>\n
- Flood Insurance<\/b> \u2013 This is not automatically included in your Homeowner\u2019s insurance policy. This coverage is written through the National Flood Insurance Program. It will protect your home and belongings against direct loss caused by flooding.<\/li>\n
- Earthquake<\/b> \u2013 Coverage in the event an earthquake causes loss or damage to your home and\/or personal belongings.<\/li>\n
- Dwelling Fire<\/strong> \u2013 Dwelling Fire Insurance protects a home against the perils specifically named in the policy. Many common causes of damage, such as fire, hail, and lightning, are usually listed as covered \u201cnamed peril\u201d in a Dwelling Fire Policy. If something other than the named peril causes damage to the home, the policy does not cover the loss. It is important to know that Dwelling Fire Insurance is not broad form coverage, as a HO3 Homeowner Policy. The HO3 is all risk coverage unless specific exclusions are listed<\/li>\n
- Umbrella<\/strong> \u2013 Umbrella insurance actually \u201csits\u201d on top of your auto, homeowners or renters, and other policies with liability coverage. Say you have a per-person liability limit of $250,000 on your auto policy. Say also that you cause an accident in which a driver or passenger in the other car is ultimately awarded $450,000 for their injuries and loss of income. Your auto policy will pay the first $250,000, and your umbrella will kick in the remaining $200,000.<\/li>\n<\/ul>\n
To learn more about our homeowners insurance, Contact Us<\/a> to speak directly to one of our agents, or submit our simple Request for Quote<\/a> form and we\u2019ll respond to your request within 24 business hours.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.9.4″ _module_preset=”default” background_color=”#c4f6ff” min_height=”126.2px” custom_margin=”38px|auto||249px||” custom_padding=”1px||0px|||” box_shadow_style=”preset1″][et_pb_column type=”4_4″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” min_height=”162.2px” box_shadow_style=”preset1″]<\/p>\n
\n<\/h2>\n<\/h2>\n<\/h2>\n<\/h2>\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 What does homeowners insurance cover (and not cover)?<\/h2>\n
<\/span><\/p>\n\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 While you may assume homeowners insurance covers everything under your roof and more, this may not be the case.\u00a0 Home insurance<\/p>\n
\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 has limitations, exclusions, and optional coverages you\u2019ll want to know about before making yourself at home with a policy.<\/p>\n<\/div>\n
<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.4″ _module_preset=”default” background_color=”rgba(140,145,13,0.08)” custom_margin=”-27px|||||”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.9.4″ _module_preset=”default” custom_margin=”-66px|auto||auto||”][et_pb_column type=”1_3″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_image src=”http:\/\/vestainsuranceinc.com\/public_new\/wp-content\/uploads\/2021\/06\/istockphoto-1208206114-612×612-1.jpg” _builder_version=”4.9.4″ _module_preset=”default”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default”]<\/p>\n
\n\n<\/h4>\n<\/div>\n<\/div>\n\n\nWhat is typically covered?<\/h4>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n\n <\/p>\n<\/div>\n<\/div>\n
\n\n\n ![\"green--checkbox\"](\"https:\/\/www.berryinsurance.com\/hs-fs\/hubfs\/assets\/images\/icons\/green--checkbox.png?width=24&name=green--checkbox.png\")
<\/span> <\/span><\/span><\/span>Repair or reconstruction of your home<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Personal property<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Loss of use (temporary housing if displaced)<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Medical payments to those injured on your property<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Personal liability (if someone sues you from being injured on your property<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Personal injury (libel, slander, or defamation lawsuits)<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Storm damage<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Water backup<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Theft<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Fire damage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/h4>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” min_height=”465.1px” custom_padding=”12px|||||”]<\/p>\n
\n\nWhat is not typically covered?<\/h4>\n
<\/p>\n<\/div>\n<\/div>\n
\n\n\n ![\"grey--xbox\"](\"https:\/\/www.berryinsurance.com\/hs-fs\/hubfs\/assets\/images\/icons\/grey--xbox.png?width=23&name=grey--xbox.png\")
<\/span> <\/span><\/span><\/span>Floods (hint: you may need flood insurance)<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Earthquakes (optional)<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>High-risk dog breeds<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Wear and tear<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Damage from lack of maintenance<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Intentional bodily injury or property damage<\/p>\n <\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Any damages beyond your coverage limits (hint: you might need umbrella insurance)<\/p>\n<\/div>\n<\/div>\n<\/div>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.4″ _module_preset=”default” min_height=”282.4px” custom_margin=”-64px||-131px|||”][et_pb_row _builder_version=”4.9.4″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default”]<\/p>\n
\n\nGot home insurance questions? We\u2019ve got answers.<\/h2>\n
We know there\u2019s a lot at stake when it comes to protecting your home. You probably have loads of questions, so let\u2019s get you started on the basics.<\/p>\n<\/div>\n<\/div>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.4″ _module_preset=”default” custom_padding=”0px|||||”][et_pb_row _builder_version=”4.9.4″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_accordion _builder_version=”4.9.4″ _module_preset=”default” custom_margin=”||-32px|||”][et_pb_accordion_item title=”What happens if I need to file a claim?” open=”on” _builder_version=”4.9.4″ _module_preset=”default”]<\/p>\n
If you\u2019ve had an incident requiring a home insurance claim, don\u2019t panic. Your insurance agent can help you navigate through it easily.<\/p>\n
Once you\u2019ve made sure you and your family are safe, you\u2019ll want to gather information about the claim including what happened, when it happened, what was damaged, if anybody else was involved, and photos of the damage.\u00a0<\/p>\n
Once you\u2019ve collected that information, inform your insurance agent who will report it to your insurance company and get an adjuster assigned to review your claim information and make a determination.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Do I need homeowners insurance?” _builder_version=”4.9.4″ _module_preset=”default” open=”off”]<\/p>\n
In Pennsylvania, homeowners insurance is required if you finance your home (and let\u2019s be real, most of us do). But even if your home is paid off, you will more than likely still want the coverage. If you spend many years in your house, chances are you will have a claim once or twice, and even a simple claim can cost several thousands of dollars.<\/p>\n
Without the coverage, you would be risking a huge financial setback — potentially even the total loss of your home and all possessions. It\u2019s not worth the risk to go without.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”How much home insurance do I need?” _builder_version=”4.9.4″ _module_preset=”default” open=”off”]<\/p>\n
This isn\u2019t an easy question to answer, and that\u2019s because \u2026 it depends!<\/p>\n
The amount of homeowners insurance your property needs is unique to your home\u2019s location, size, construction, materials, possessions, risks, and more.<\/p>\n
Reach out to one of our client success managers to get a more accurate assessment based on your specific conditions.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”How much does homeowners insurance cost?” _builder_version=”4.9.4″ _module_preset=”default” open=”off”]<\/p>\n
This question is not easy for us to answer. We aren\u2019t hiding anything (we promise!) — It\u2019s just that it can vary greatly from property to property.<\/p>\n
The cost of homeowners insurance depends heavily on your home\u2019s location, size, materials, possessions, risks, the coverage limits and deductibles you select, and so much more.<\/p>\n
[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_row _builder_version=”4.9.4″ _module_preset=”default” column_structure=”1_2,1_2″][et_pb_column _builder_version=”4.9.4″ _module_preset=”default” type=”1_2″][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n
\n\n\nHow homeowners insurance keeps you on a strong foundation<\/h2>\n
Home insurance is one of those things we wish we didn\u2019t have to buy, and definitely hope we don\u2019t need to use. But if something were to happen to your home, you want to be covered.<\/p>\n<\/div>\n<\/div>\n<\/div>\n
[\/et_pb_text][\/et_pb_column][et_pb_column _builder_version=”4.9.4″ _module_preset=”default” type=”1_2″][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n
<\/span> <\/span><\/span><\/span>Reimbursement from disasters<\/h4>\n <\/p>\n
\n <\/span> <\/span><\/span><\/span>No over\/under paying<\/h4>\nYour \u201cstuff\u201d isn\u2019t the same as everybody else\u2019s. Your coverage should protect all the things you love and none of things you don\u2019t.<\/p>\n
<\/p>\n<\/div>\n
\n <\/span>
Whether you live in a modest ranch or multi-million dollar estate, the right home insurance protects your home, belongings and well-being<\/h4>\n
Also available:<\/p>\n
- \n
- Personal Umbrella Liability<\/b> \u2013 provides an additional 1 to 5 million of liability protection over and above your personal auto, home, boat, motorcycle, and RV policies.<\/li>\n
- Flood Insurance<\/b> \u2013 This is not automatically included in your Homeowner\u2019s insurance policy. This coverage is written through the National Flood Insurance Program. It will protect your home and belongings against direct loss caused by flooding.<\/li>\n
- Earthquake<\/b> \u2013 Coverage in the event an earthquake causes loss or damage to your home and\/or personal belongings.<\/li>\n
- Dwelling Fire<\/strong> \u2013 Dwelling Fire Insurance protects a home against the perils specifically named in the policy. Many common causes of damage, such as fire, hail, and lightning, are usually listed as covered \u201cnamed peril\u201d in a Dwelling Fire Policy. If something other than the named peril causes damage to the home, the policy does not cover the loss. It is important to know that Dwelling Fire Insurance is not broad form coverage, as a HO3 Homeowner Policy. The HO3 is all risk coverage unless specific exclusions are listed<\/li>\n
- Umbrella<\/strong> \u2013 Umbrella insurance actually \u201csits\u201d on top of your auto, homeowners or renters, and other policies with liability coverage. Say you have a per-person liability limit of $250,000 on your auto policy. Say also that you cause an accident in which a driver or passenger in the other car is ultimately awarded $450,000 for their injuries and loss of income. Your auto policy will pay the first $250,000, and your umbrella will kick in the remaining $200,000.<\/li>\n<\/ul>\n
To learn more about our homeowners insurance, Contact Us<\/a> to speak directly to one of our agents, or submit our simple Request for Quote<\/a> form and we\u2019ll respond to your request within 24 business hours.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.9.4″ _module_preset=”default” background_color=”#c4f6ff” min_height=”126.2px” custom_margin=”38px|auto||249px||” custom_padding=”1px||0px|||” box_shadow_style=”preset1″][et_pb_column type=”4_4″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” min_height=”162.2px” box_shadow_style=”preset1″]<\/p>\n
\n<\/h2>\n
<\/h2>\n
<\/h2>\n
<\/h2>\n
\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 What does homeowners insurance cover (and not cover)?<\/h2>\n
<\/span><\/p>\n
\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 While you may assume homeowners insurance covers everything under your roof and more, this may not be the case.\u00a0 Home insurance<\/p>\n
\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 has limitations, exclusions, and optional coverages you\u2019ll want to know about before making yourself at home with a policy.<\/p>\n<\/div>\n
<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.4″ _module_preset=”default” background_color=”rgba(140,145,13,0.08)” custom_margin=”-27px|||||”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.9.4″ _module_preset=”default” custom_margin=”-66px|auto||auto||”][et_pb_column type=”1_3″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_image src=”http:\/\/vestainsuranceinc.com\/public_new\/wp-content\/uploads\/2021\/06\/istockphoto-1208206114-612×612-1.jpg” _builder_version=”4.9.4″ _module_preset=”default”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default”]<\/p>\n
\n\n<\/h4>\n<\/div>\n<\/div>\n
\n\nWhat is typically covered?<\/h4>\n
<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n\n\n<\/p>\n<\/div>\n<\/div>\n
\n\n\n <\/span> <\/span><\/span><\/span>Repair or reconstruction of your home<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Personal property<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Loss of use (temporary housing if displaced)<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Medical payments to those injured on your property<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Personal liability (if someone sues you from being injured on your property<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Personal injury (libel, slander, or defamation lawsuits)<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Storm damage<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Water backup<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Theft<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Fire damage<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/h4>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” min_height=”465.1px” custom_padding=”12px|||||”]<\/p>\n
\n\nWhat is not typically covered?<\/h4>\n
<\/p>\n<\/div>\n<\/div>\n
\n\n\n <\/span> <\/span><\/span><\/span>Floods (hint: you may need flood insurance)<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Earthquakes (optional)<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>High-risk dog breeds<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Wear and tear<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Damage from lack of maintenance<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Intentional bodily injury or property damage<\/p>\n<\/p>\n<\/div>\n
\n <\/span> <\/span><\/span><\/span>Any damages beyond your coverage limits (hint: you might need umbrella insurance)<\/p>\n<\/div>\n<\/div>\n<\/div>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.4″ _module_preset=”default” min_height=”282.4px” custom_margin=”-64px||-131px|||”][et_pb_row _builder_version=”4.9.4″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_text _builder_version=”4.9.4″ _module_preset=”default”]<\/p>\n
\n\nGot home insurance questions? We\u2019ve got answers.<\/h2>\n
We know there\u2019s a lot at stake when it comes to protecting your home. You probably have loads of questions, so let\u2019s get you started on the basics.<\/p>\n<\/div>\n<\/div>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.4″ _module_preset=”default” custom_padding=”0px|||||”][et_pb_row _builder_version=”4.9.4″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_accordion _builder_version=”4.9.4″ _module_preset=”default” custom_margin=”||-32px|||”][et_pb_accordion_item title=”What happens if I need to file a claim?” open=”on” _builder_version=”4.9.4″ _module_preset=”default”]<\/p>\n
If you\u2019ve had an incident requiring a home insurance claim, don\u2019t panic. Your insurance agent can help you navigate through it easily.<\/p>\n
Once you\u2019ve made sure you and your family are safe, you\u2019ll want to gather information about the claim including what happened, when it happened, what was damaged, if anybody else was involved, and photos of the damage.\u00a0<\/p>\n
Once you\u2019ve collected that information, inform your insurance agent who will report it to your insurance company and get an adjuster assigned to review your claim information and make a determination.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”Do I need homeowners insurance?” _builder_version=”4.9.4″ _module_preset=”default” open=”off”]<\/p>\n
In Pennsylvania, homeowners insurance is required if you finance your home (and let\u2019s be real, most of us do). But even if your home is paid off, you will more than likely still want the coverage. If you spend many years in your house, chances are you will have a claim once or twice, and even a simple claim can cost several thousands of dollars.<\/p>\n
Without the coverage, you would be risking a huge financial setback — potentially even the total loss of your home and all possessions. It\u2019s not worth the risk to go without.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”How much home insurance do I need?” _builder_version=”4.9.4″ _module_preset=”default” open=”off”]<\/p>\n
This isn\u2019t an easy question to answer, and that\u2019s because \u2026 it depends!<\/p>\n
The amount of homeowners insurance your property needs is unique to your home\u2019s location, size, construction, materials, possessions, risks, and more.<\/p>\n
Reach out to one of our client success managers to get a more accurate assessment based on your specific conditions.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”How much does homeowners insurance cost?” _builder_version=”4.9.4″ _module_preset=”default” open=”off”]<\/p>\n
This question is not easy for us to answer. We aren\u2019t hiding anything (we promise!) — It\u2019s just that it can vary greatly from property to property.<\/p>\n
The cost of homeowners insurance depends heavily on your home\u2019s location, size, materials, possessions, risks, the coverage limits and deductibles you select, and so much more.<\/p>\n
[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_row _builder_version=”4.9.4″ _module_preset=”default” column_structure=”1_2,1_2″][et_pb_column _builder_version=”4.9.4″ _module_preset=”default” type=”1_2″][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n
\n\n\nHow homeowners insurance keeps you on a strong foundation<\/h2>\n
Home insurance is one of those things we wish we didn\u2019t have to buy, and definitely hope we don\u2019t need to use. But if something were to happen to your home, you want to be covered.<\/p>\n<\/div>\n<\/div>\n<\/div>\n
[\/et_pb_text][\/et_pb_column][et_pb_column _builder_version=”4.9.4″ _module_preset=”default” type=”1_2″][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n
<\/span> <\/span><\/span><\/span>Reimbursement from disasters<\/h4>\n<\/p>\n
\n <\/span> <\/span><\/span><\/span>No over\/under paying<\/h4>\nYour \u201cstuff\u201d isn\u2019t the same as everybody else\u2019s. Your coverage should protect all the things you love and none of things you don\u2019t.<\/p>\n
<\/p>\n<\/div>\n
\n <\/span> - Flood Insurance<\/b> \u2013 This is not automatically included in your Homeowner\u2019s insurance policy. This coverage is written through the National Flood Insurance Program. It will protect your home and belongings against direct loss caused by flooding.<\/li>\n