Umbrella Policies

Personal umbrella insurance: for the costly claims you can’t always expect (or even prevent)

The extra protection you need to cover medical bills, personal injury demands, and legal defenses that can cripple your well being

What is personal umbrella insurance?

A personal umbrella policy provides liability coverage over and above what you already have with your home (or renters or condo) and auto insurance. If a large claim exhausts your underlying coverage, your umbrella insurance will cover the rest, up to the limit you choose. 

In addition, an umbrella policy will cover the legal fees while defending or settling your lawsuit. And in some cases, it may even provide coverage you did not have with your underlying policies

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