If you live in a condo, you may be aware that your home is covered under your condo association’s HOA policy (a master policy). But did you know this policy likely only covers your condo’s building and common areas; nothing inside your unit?
If there were an incident such as a fire, storm, or theft, your possessions would not be covered unless you have a separate condo insurance policy.
With the right coverages and limits, condo insurance pays for the repair or replacement of the possessions in your condo from unforeseen incidents such as fires, storms, thefts, a tree falls, and lawsuits.
To learn more about our homeowner’s insurance, Contact Us to speak directly to one of our agents, or submit our simple Request for Quote form and we’ll respond to your request within 24 business hours.
Your personal property
Wiring and plumbing
Loss of use (temporary housing if displaced)
Medical payments to those injured on your property
Personal liability (if someone sues you from being injured on your property)
Personal injury (libel, slander, or defamation lawsuits)
Loss assessment (your portion of common area damage)
Floods (hint: you may need flood insurance)
High-risk dog breeds
Wear and tear
Damage from lack of maintenance
Intentional bodily injury or property damage
Any damages beyond your coverage limits (hint: you might need umbrella insurance)
Anything covered under your HOA master policy
Got condo insurance questions? We’ve got answers.
We know there’s a lot at stake when it comes to protecting your condo. You probably have loads of questions, so let’s get you started on the basics.
Do I need condo insurance? What if I have a policy through my HOA?
How much condo insurance do I need?
How much does condo insurance cost?
What happens if I need to file a claim?
How condo insurance gives you a strong foundation
Condo insurance is one of those things we wish we didn’t have to buy, and definitely hope we don’t need to use. But if something were to happen to your home, you want to be covered.
622 Mary Street
Warminster, PA 18974
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